1.How to choose your investments?

Investment is a term with several closely related meanings in business management, finance and economics, related to saving or deferring consumption.An asset is usually purchased, or equivalently a deposit is made in a bank, in hopes of getting a future return or interest from it.
When you choose to invest your money, the final decision is yours alone.The risk of the investment is also yours. Therefore, before you invest,consider your complete financial situation, looking at both your current and future needs.In general, investors should avoid higher-risk investments unless they have a steady income,adequate insurance, and readily available cash reserves in case of a loss.

These are some of the Investment Basics:

Rule One:
No matter how you choose to invest your money, there will always be a degree of risk involved.
Rule Two:
Risk and return go hand-in-hand. Higher returns mean greater risk, while lower returns promise greater safety.
Rule Three:
Do not invest in anything you do not fully understand.

Generally, most people believe that buying stocks are as easy as 1-2-3. Of course,it can and in fact anybody is capable of doing it. But the problem lies on the fact that few people only know when to sell. And that is, in its greatest sense, the heart of stock market. So, the best advice for people to get the best stock market investment, it is best not to gamble everything that they have on it, especially if they don't have a good understanding of how it works. It's better to loose a little than loose really, really big. Finally, most stock experts recommend today that people who want to get the best stock market investment should use the every day costs in the stock market investment strategy. It would be better if investors would always carry a handy calculator with them. The most important thing about stock market investment is not so much to pick the best but to avoid the losers.

2.Why should you invest in equity?

Equity generally refers to the buying and holding of shares of stock on a stock market by individuals and funds in anticipation of income from dividends and capital gain as the value of the stock rises. It also sometimes refers to the acquisition of equity (ownership) participation in a private (unlisted) company or a startup (a company being created or newly created) Equity funds, which consist mainly of stock investments, are the most common type of mutual fund.
Equity is the only investment option where:
. Value Creation determines returns
. You get best Returns across all asset classes
. There is ease of Liquidity
. You get Tax Benefits

3.Why Mutual Funds?

A mutual fund is a professionally managed firm of collective investments that pools money from many investors and invests it in stocks, bonds, short-term money market instruments, and/or other securities. In a mutual fund, the fund manager, who is also known as the portfolio manager, trades the fund's underlying securities, realizing capital gains or losses, and collects the dividend or interest income. The investment proceeds are then passed along to the individual investors. The value of a share of the mutual fund, known as the net asset value per share (NAV), is calculated daily based on the total value of the fund divided by the number of shares currently issued and outstanding.
Mutual funds offer several advantages over investing in individual stocks. For example, the transaction costs are divided among all the mutual fund shareholders, who also benefit by having a third party (professional fund managers) apply expertise and dedicate time to manage and research investment options. However, despite the professional management, mutual funds are not immune to risks. They share the same risks associated with the investments made. If the fund invests primarily in stocks, it is usually subject to the same ups and downs and risks as the stock market. Most mutual funds' investment portfolios are continually adjusted under the supervision of a professional manager, who forecasts the future performance of investments appropriate for the fund and chooses those, which he or she believes, will most closely match the fund's stated investment objective. A mutual fund is administered through a parent management company, which may hire or fire fund managers.
Mutual funds are liable to a special set of regulatory, accounting, and tax rules. Unlike most other types of business entities, they are not taxed on their income as long as they distribute substantially all of it to their shareholders.

4.What is portfolio Management?

Portfolio management is the professional management of various securities (shares, bonds etc) assets (e.g. real estate), to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations etc.) or private investors (both directly via investment contracts and more commonly via collective invest Portfolio Management is used to select a portfolio of new product development projects to achieve the following goals:
.Maximize the profitability or value of the portfolio
.Provide balance
.Support the strategy of the enterprise
Portfolio Management is the responsibility of the senior management team of an organization or business unit. This team, which might be called the Product Committee, meets regularly to manage the product pipeline and make decisions about the product portfolio. Often, this is the same group that conducts the stage-gate reviews in the organization.

5.What benefit SuperSeva brings to its member?

Thinking of investing your money in the stock market? We at SuperSeva offer the best-in-class service to you for investing your money in the right stock at the right time. SuperSeva brings expertise of proven portfolio manager, Dipan Mehta to safeguard your money and identify value creators.
Planning of investments requires your time, thinking and a lot of research goes into looking for the right options. Now you can concentrate on your daily chores & job and pass on all your investment worries to us. SuperSeva will look for the best investment options for you and help you get high returns for your investments.
SuperSeva an organization that provides high touch concierge and financial services to a number of corporates and individuals in Bangalore, Chennai, Hyderabad and Mumbai, offers the best in class services to its customers. Service they say is invisible, intangible and unquantifiable. At SuperSeva however, it is nurtured into a product, which one can feel.